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FINANCE. MADE SIMPLE.

From your first home to your next investment, a new car or growing your business, I’m here to make the finance side easier. 40+ lenders. Real conversations. Finance that fits your life.

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FIRST HOME BUYERS

​READY TO BUY YOUR FIRST HOME, BUT HAVE NO IDEA WHERE TO START AND FEELING OVERWHELMED?

You’ve saved the deposit. You’ve been looking at houses, picturing yourself living in the homes. You’ve just found the one... but now you’re wondering, “Can I actually afford it?” That’s where we come in. We will actually work out what you can genuinely borrow, explain your options in plain English and help you understand the grants, schemes and first-home-buyer opportunities that could be available to you. From your first conversation to getting the keys, I’ll be right there to help you navigate the process, without the confusing bank jargon.

Ask questions, enjoy the process, get into the market... instead of wishing.

REFINANCING

YOUR HOME LOAN SHOULD KEEP UP WITH YOUR LIFE.

Your mortgage might have made perfect sense when you first took it out. But things change. Your income, your family, your property value and your goals can all look very different a few years down the track. We’ll look at your current loan and your circumstances to work out whether there’s a better option for you.

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Whether you’re looking to improve your loan structure, access equity, consolidate debts or simply make sure your mortgage still suits you, we’ll explain your options clearly and help you understand what makes sense.

And if staying with your current lender is the right move, we’ll tell you that too.

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INVESTMENT & NEXT HOMES

READY FOR YOUR NEXT PROPERTY? LET’S WORK OUT THE RIGHT WAY TO GET THERE.

Whether you’re buying your next home, upgrading for your growing family or looking at your first investment property, the numbers can look very different from your first purchase.

We’ll look at your current loans, income, equity and borrowing position to work out what’s realistic and what your options could look like.

For investors, we can help you structure the lending around your longer-term plans and understand how your next purchase may affect your overall position.

And if you’re simply ready for a home that suits where life is heading, we’ll help you work out what you can comfortably afford and how to make the move.

SELF EMPLOYED, LOW DOC & SMSF LENDING

YOUR FINANCES DON’T FIT A STANDARD BOX. THAT DOESN’T MEAN YOUR OPTIONS ARE LIMITED.

Self-employed, multiple income streams, low doc, SMSF or a more complicated financial position, some lending situations need a little more thought.

We’ll take the time to understand how your income and finances actually work, then look at lenders and loan options that fit your circumstances.

Whether your situation is straightforward or a little more involved, we’ll explain your options clearly and help you work out what makes sense for you.

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COMMERCIAL & ASSET FINANCE

COMMERCIAL, BUSINESS, CARS, MACHINERY, PERSONAL LOANS.

Whether you’re buying a vehicle, upgrading equipment, funding your business, purchasing commercial property or looking for a personal loan, we’ll help you find a finance structure that makes sense.

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From cars and machinery to business, commercial and personal lending, we’ll look at your circumstances, understand what you’re trying to achieve and help you work out the right way to fund it.

THE PROCESS

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01 - HAVE A CHAT

Start with a conversation. Tell us where you’re at, what you’re hoping to achieve and what you’re unsure about.

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02 - WE GET TO WORK

We take everything into account, run the numbers and explore the lending options that fit your situation.

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03 - GET A GAME PLAN

You’ll know what’s possible, what your next steps are and what to expect, without being left to figure it out yourself.

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04 - FROM PLAN TO KEYS

Once you’re ready, we take care of the process with you, keeping things moving and keeping you in the loop along the way.

LET'S BE FRIENDS

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SAY HELLO

Phone
0432 735 417

 

Email
christy.smeaton@ascendedfinanceaus.com

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Hours
Monday to Friday, 9am to 5pm.
After hours appointments available.

LINKS

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ABN 59 678 296 574. Credit Representative 540831 is authorised under Australian Credit Licence 389328.

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

ASCENDED FINANCE PTY LTD © 2026. ALL RIGHTS RESERVED.

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